Corporate attorneys at Tomes Law Firm, PC provide legal services to clients with debt and financial issues in Morganville, NJ
Morganville, New Jersey: Tomes Law Firm, PC provides legal services to clients who are struggling to pay their bills and meet their financial obligations, whether it is a mortgage, credit card, student loan or debt medical. As a member of the National Association of Consumer Bankruptcy Attorneys (NACBA), the firm helps its clients find the best way out of financial difficulties and start a new chapter in rebuilding their financial lives. Lawyers are also pursuing non-standard remedies – in addition to filing for bankruptcy – giving the client a break from the aggressive and sometimes inappropriate tactics of creditors.
After consultation, the bankruptcy lawyer helps the client make the most critical decision on their journey to rebuilding their financial life. They guide the client in choosing between Chapter 13 bankruptcy and Chapter 7 bankruptcy – depending on their financial situation. While each form has its merits, choosing the right one makes a huge difference in negotiating a better path to bond redemption. Using the lawyer’s experience in handling similar cases, he guides the client through the options and what to expect in the process.
For customers who deal with debt collectors and overwhelming bills but cannot set up a payment plan, the morganville business lawyers help them file for Chapter 7 bankruptcy. Considering that customers cannot simply declare bankruptcy and start proceedings, the company guides them in meeting the necessary prerequisites, such as helping them obtain a credit counseling receipt . They also help them meet other obligations and advise them as they prepare to start a new financial life.
The firm also helps clients file for Chapter 13 bankruptcy, allowing them to work with the court to limit debt and offer lighter monthly obligations without pushing the client deeper into the debt hole. . By completing this form, the client is more likely to encounter disputes from creditors. Luckily, the law firm helps them with the challenges and come up with better terms such as repayment period and percentage.
One of the requirements to file for bankruptcy is for the client to attend a 341 meeting with creditors. Since creditors and other parties are more likely to dig deep into the client’s finances to find undeclared assets, Tomes Law Firm, PC assists clients with the preparations and ensures that there are no omissions or errors. The court-appointed trustee then reports to the judge once he is satisfied with the information provided by the client.
Tomes Law Firm, PC is located at 479 Route 79 Unit A5, Morganville, NJ, 07751, USA. Clients interested in the services of a bankruptcy attorney can contact the team at (732) 896-2770. Visit the law firm’s website for more information.
Tomes Law Firm, PC
Name of the contact
Frances A Tomes, Esq.
479 Route 79 Unit A5