Make Money On The Blog

Make Money On The Blog

One question that many ask me and myself is whether I make any money on my blog. Here, of course, I want to be completely transparent and honest to you who follow my blog.

Make money from blogging

money

There are several ways to make money on their blog. If you have a lot of traffic on your site, you can use Google ads that replace you as a blogger per impression or ad click. Often you cannot control what is shown in the ad yourself, but it is controlled by the visitor’s profile, cookies etc.

Another way is to write sponsored posts from an actor who would pay me to write a post about their products and services.

A third way and the way I started small is called affiliate. By having affiliate partnerships, I can link to certain pages / companies and if the person who clicked on my link buys something from the page in question, I receive a small compensation as thanks for generating sales for the company.

My setup

cash

I have chosen to start affiliate partnerships with companies that I use and like myself. It is a condition for me that I only recommend companies and services where I want to create a win-win situation. My hope is that my tips will help you save money or get other tips / help at the same time as I receive a small compensation for giving you the tip.

It should never give you any additional expense as a reader. That way I can continue to run the blog and cover some expenses I have linked to the blog. If you do not want to support me and the blog, you can of course enter the addresses yourself without clicking on my links.

Make so much money that it can pay my costs for the blog

money

My first goal is to get together / make so much money that it can pay my costs for the blog. It is first the cost of domain Roy Hobbs then I also have to pay a monthly fee to my web host which stores all information from my site. In total it will be just over USD 1,000 per year, it will also be my first milestone!

The next step might be that the income from the blog can pay for new books that I can read and review for your readers. The final step, which is a dream, is that the blog can generate passive income which makes me more free and can focus even more on writing good and content rich posts here on the blog.

One important point I would like to mention is that I would NEVER recommend something that I myself do not think is good. I would never link to a product / service that I do not support or have used myself. My tips should be credible and you as a reader should be able to trust that my recommendations give you value.

Real estate loan redemption simulation: anticipate your monthly payments – Partners Finances

Real estate loan redemption simulation: anticipate your monthly payments – Partners Finances

 

Anyone wishing to buy a home loan, has the opportunity as a future new borrower, to study for himself the potential benefit of such an operation through free mortgage simulation calculators . As mortgage rates are still relatively low at the moment, it may be worthwhile reviewing the current credit agreement. Redeeming it by a new body will eventually save money by reducing the amount of monthly repayments, but also the duration of borrowing. However, be aware of the costs associated with this type of transaction, because early repayment fees, fees and warranty can quickly increase the rating. To know if the stake is worth it, it is enough to begin to use the tools of simulation of repurchase of real estate credit on line .

How does the real estate loan buy?

How does the real estate loan buy?

While the current mortgage interest rate is much higher than those currently on the market, a borrower may be tempted to renegotiate it. He may then contact his bank or credit institution and try to obtain better terms. This is a renegotiation of its mortgage, which is a different approach to consolidation. In this case, the operation consists in looking for a new loan in a financial institution other than the one that granted the initial credit, in order to be able to benefit on the one hand from a more interesting interest rate, but also better conditions. For example, the repayment period may be longer spread out to benefit from greater financial comfort each month, or the monthly payment will be more adapted to the situation of the borrower, more or less reduced.

The repurchase of mortgage loan also makes it possible to integrate in the financial arrangement one or several other credits, that is to say loans for consumption. This requires that the share of the remaining capital of the real estate outstanding be equal to or greater than 60% . The loan (s) redeemed will therefore be prepaid by the credit institution that will manage the balance of the amounts to be paid, while the loan will begin to repay a new credit. This one benefits from monthly payments adapted to its capacity of refunding but also from better conditions, with why not a borrower insurance also renegotiated.

Real estate grouping refers to any person who has one or more outstanding loans , whether employed, retired, self-employed or public servant, tenant or owner. He may subscribe to the purchase for personal but also professional. In any case, it is important to study the situation carefully because sometimes a large amount of money can be added to the operation. Hence the need to make a simulation of redemption of real estate credit online , which is made available to Internet users. These free and very effective tools make it possible to compete with the loan organizations and especially to compare all the offers.

 

To reduce your debt ratio

The purchase of credit can be a good solution to reduce the debt ratio of the household and avoid being in a difficult financial situation. This is particularly important when the borrower has subscribed to several credits that are in repayment and his income is heavily impacted by these different monthly claims. To cover his debts, he is obliged to use a larger and larger part of his income and finally exposes himself to over-indebtedness because the rest to live is reduced.

The principle of the redemption of credits is precisely to fulfill the best of its debts, while reducing its debt ratio. During the financial package, it is a question of reducing the amount of monthly payments to be paid every month, which will give more comfort to daily expenses. Once all these deadlines are combined into one with a new single credit, the borrower ends up with a single monthly repayment. To get an idea of ​​the amount of the future monthly payment, the redemption simulation of real estate loans and consumptions is particularly recommended.

To simplify the management of your budget

To simplify the management of your budget

When several credits have been contracted, several monthly payments must be repaid. The loan consolidation solution allows you to manage only one monthly payment thanks to a single loan with a single rate . In addition, the borrower will only have to go to one credit institution, whether it is a bank or another financial institution. This solution thus makes it possible to really simplify the management of the household budget because the fact of having only one interlocutor makes it possible to see there more clearly in his personal finances. The benefits are many:

  • A single fixed interest rate that is established upon the signing of the contract and throughout the life of the credit
  • One refund per month, so simplified management
  • A credit rating that improves because the various credit accounts will be closed, which will prove responsible behavior and more serious financial management.

The reduction in the amount of the monthly payment will also allow the borrower to replenish savings. This cash will then allow him to see the future with a serene eye and to be able again to consider the financing of new projects .

To finance your projects

To finance your projects

When a mortgage is redeemed, the borrower has the option to include in the operation a sum of money that will be used to finance a new project. This personal project can be of various kinds, for example the realization of works, the purchase of a car or any other consumer good, or the financing of another personal project (marriage, birth, travel, studies, etc. .). The amount of this additional loan will of course be defined by the borrowing capacity of the household. It is at the time of the submission of a request for the repurchase of credits that the borrower can specify the sum he would like to have in addition to the repurchase of his outstanding credits.

The advantage of the redemption of credits is therefore not to have to subscribe to an additional credit, but to integrate directly the sum of money desired in the operation. It is therefore an additional cash (not a credit) that is added to the total amount of the new credit subscribed. It will enable the borrower to realize a new project while avoiding putting himself in a situation of heavy debt by too many credits subscribed. The amount borrowed can also be used to protect against unforeseen events. It can be defined as soon as the online credit redemption simulation.

Real estate loan buyback: with or without mortgage?

Real estate loan buyback: with or without mortgage?

The repurchase of real estate credit consists of regrouping either a mortgage only, or accompanied by consumer credits. When the borrower is the owner, his property can be used as a mortgage, which provides the lender with a guarantee in case of inability to repay the monthly payments. We are talking about mortgage repurchase. The property will be valued and the lender will be able to seize it in case of default of the borrower. Ideally, the total amount of the repurchase of credits must reach 80% maximum of the value of the mortgaged property .

The mortgage is not systematic when you buy a mortgage, it can sometimes be avoided under certain conditions. However, since financial institutions almost always require a mortgage guarantee when there is a mortgage loan, the purchase of loans without mortgages concerns rather the recovery of consumer loans, revolving loans, tax debts or bank overdrafts, which can also be integrated, or the recovery of a real estate credit.

There is another alternative guarantee: the deposit offered by surety companies . It is then they who will provide the necessary bond to the borrower to access the purchase of credit without mortgage. This formula has the advantage of avoiding the notary fees that are mandatory when there is a mortgage and the other side to preserve his property. To benefit from it, it is necessary that the borrower presents a solid file and above all irreproachable without any payment incident whatsoever.

Credit redemption simulation: immediate response

Credit redemption simulation: immediate response

The purpose of real estate mortgage redemption simulation is to find the best rate as well as the best terms. But above all and above all it allows to choose the type of credit and its repayment period. Many sites have an effective and easy-to-use online real estate credit redemption simulator . The applicant can fill in the fields as accurately as possible. Once all information is filled in, a first estimate of the amount of the monthly payment is displayed in a few moments. This is free and fast and then allows you to fill out the application form to obtain a first feasibility opinion.

It is only once the request is validated that a complete study is carried out by experienced analysts. The immediate result obtained will only be confirmed after this in-depth examination of the file, as the monthly payment may change depending on the nature of the credits to be purchased and the term of repayment chosen.

Credit online pledge – the key to cash

Credit online pledge – the key to cash

We help you to get a loan agreement!

We help you to get a loan agreement!

Credit Online Commitment: This is my personal story of how I tried to get a credit online pledge and was repeatedly rejected by banks at the beginning. And then, I managed it anyway .. read on and learn how you can manage to get even from private lenders today online loan approval!

HOW I managed to immediately get a loan online pledge and how I could lend money online with NO credit bureau and bad credit.

How I turned my back on the banks, my intensive research and search for loan sharks, my experiences with them, traps, pitfalls, tips and tricks, and how I successfully tracked down private lenders.

So I managed to get cash with credit card providers immediately despite credit bureau and despite problems with my credit rating. And so you can borrow money immediately!

If you would like to have a loan online confirmation right now, then you will find a search order at the end of this article. We are looking for you cheap online loans with instant confirmation. The result you get directly and immediately sent to your email!

Online instant loan with instant confirmation

Online instant loan with instant confirmation

Learn more about what I personally think of banks, why I avoid these institutions today like the plague and why your products are ruining our market. Learn how I managed to get an instant instant online loan and how I got cash into my account in 24 hours.

Why banks have built a system that has a direct impact on your financial situation and your personal life. Why banks are the roots of all evil and our financial system and labor market as well as your personal life is dominated by banks cartels. What I personally think of banks and what I advise you in dealing with these institutions.

Here you will also find the facts about loans for trainees and loans from private to private. Also, borrowing money from private is a possibility!

You can compare and assess instant loans. For this it does not need a complex Baufinanierungsrechner. I put the facts on the table and do not talk about the bush. What to look out for when looking for cheap house purchase loans.

Whether there are also opportunities to get loans for the unemployed, where there are these, as you can apply for and also WITHOUT credit bureau and despite bad creditworthiness can lend money immediately.

Apply for a loan online and receive an instant confirmation?

Apply for a loan online and receive an instant confirmation?

The good news in advance. There are these offers and I have also made it possible for thousands of people to apply for a loan online and get an instant confirmation!

If you want to transfer money to the account as an example, 1000 Euro, then you should always remember that you should adjust your repayment rate to your personal financial circumstances.

Also, loans for students are possible if you only know how and where to apply for them. The same applies to loans for pensioners or when it comes to finding cheap loans for the self-employed.

So you see, every one of us needs money. No matter in which situation you are, whether you are a student, a retiree or an entrepreneur.

And also the purpose of the loans is different. But that is completely normal. The one thinking about loans for founders and others think of just getting cheap personal loans. Whatever your heart desires and in which situation you are currently, you are in the right place.

Years ago I was in the same situation myself and I went through a lot when I was in Munich. As mentioned in other articles, I urgently needed money and I realized that if I borrowed money right away, it would be cheaper than transferring money from abroad.

Currency rates were so bad that it was just better if I took money. Anyway. When I tried to borrow money, I quickly faced some problems.

The problem immediately to get money and what you should know!

The problem immediately to get money and what you should know!

The problem of getting a loan online instant loan is pretty big. And that’s why I’ve made it my mission to solve this problem here.

The application and the examination of my application had taken an infinite time. First, I went to my house bank. And the bank employee was a real zero. Yeah right. As in the movie Back to the Future it has been said again and again. But here it was a fact that this bank employee was really an absolute “bottle”.

After a super long, boring and complicated conversation, I had done nothing but give the dud to my complete data and explain my problem.

But he was unable to understand my problem, let alone offer a solution. He said he understands that I need the money fast, but still .. he has to enter my data in his computer and then send it to the central office.

What ever. The fact was that this process would have taken weeks until I would probably get a rejection. So I knew, the house bank with all the capable staff was not my solution.

So it went straight on with my online research and Google. And there started the next problem.

One of the other problems is the fact that many applicants receive an online refusal. And when that happens, the frustration is huge.

For me it was the same. While I was able to quickly find online lenders through banner ads. But when I came to the site, I had to fill in hundreds of data, and after hours of searching and filling in data, I had also received rejections of my loan application over and over again.

So damn I thought that everything can not be true. Why the hell do they all reject me? What’s going on here? Is my credit bureau so bad, or my credit rating, or why does it fail here?

After wasting several days here, I came up with the next idea. All I had to do was find a really good loan shark. A really good loan shark will be able to get me a good and cheap credit.

Especially because I would borrow the money in the short term. Again, the start was anything but easy. But I did not give up and after months created a personal list and found loan sharks in Germany, Austria, Switzerland, Lichtenstein and Luxenburg which make it possible to carry out all types of financing.

Much faster, more efficient and better than my house bank would ever have. You can also read my article on loan sharks by reading much more about it. But now continue to how you can receive your immediate payment!

The madness loans are supposed to be cheap, and above all, I should quickly have the money in my account. So that means I have to assume that I also get an online instant confirmation. Because without a loan commitment, I will not get the money.

That’s why I always knew. I have to find a simple solution here. The problem seemed simple, but having the solution … finding an answer to it was simply to find providers that would make it possible to meet those criteria.

Said and done. My mission started. And it was really frustrating at the beginning. Monthly searches, emails, contacts, phone calls, etc. etc. etc. etc.

What I did not have to do everything to put together a package after 12 months which really helps. To have found the best loan sharks and then also to find credit card providers who can lend you money without credit bureau.

Credit with online instant confirmation

Credit with online instant confirmation

You probably know from personal experience that it can be frustrating. Otherwise, I suppose, you would not have found my page. But I can tell you, there is a solution.

It is possible to get a loan with online commitment if you have the right provider. And if you also want to borrow the money for the right purpose. This really does not matter if it is a car loan online instant loan or general online loan with instant confirmation.

Again and again I get the request if there are really cheap online loans with instant confirmation. Why I so often ask this question is probably clear.

Many read about it, but only a few can find one. And if you have found an offer, you will simply be refused after the application. Boom, and again nothing with the money. Out of mouse, end.

But the good news is that I already did a lot of preliminary work and was diligently searching. And what’s the name of the great saying? Right, who is looking for the finds.

However, my search and finding these unique private lenders has proven to be very tedious and time-consuming. Anyway. I have good news. I’ve found what I’m looking for and I’ve already helped hundreds of people lend cash immediately.

Where is this loan? And how can you get one yourself right away? Where do you have to file an application and how long will this process take?

I can tell you that it can really work very fast with my providers. Yes it is right. Easy and fast to have the money in the bank account.

So if you really can not take it anymore and you want to get straight to the lenders, then everything is clear. Below you will find providers which you can enable an online loan with instant confirmation!

I hope you now realize that it is also possible to get an online loan with instant pledge for the unemployed. No matter in which situation you are currently. Anyone can get an instant online loan, provided you know the right people!

The repurchase rate of credits: is it a good indicator?

The repurchase rate of credits: is it a good indicator?

 

Even though the rate on a loan buyback is a key element, it is not necessarily the right indicator to know if the transaction is profitable. While it is true that financial institutions and banks play on attractive rate offers to attract customers wishing to consolidate their loans, other parameters must be taken into account. The redemption of credits is not a financial package that can earn money, but rather a way out of a situation of high debt. It is above all to find a certain comfort in his personal finances. This is why consolidating its credits leads to an extension of the repayment term of the new credit subscribed, in order to benefit from a monthly payment adapted to the situation of the borrower and of course to give him a financial serenity.

What is the rate of redemption of credits?

What is the rate of redemption of credits?

In a credit buy-back operation, whether in the form of consumer loans, a home loan or both, outstanding loans are collected and settled, while a new loan is put in place. square. This then benefits from new conditions, including a new interest rate, as well as a new single payment amount that will be refunded over a period also reviewed.

The rate of a repurchase of credits, is not only the rate of interest on the sum borrowed. Other expenses are to be envisaged, it is about the expenses of guarantee, the ancillary expenses and the expenses of file. These are included in the APR (annual percentage rate of charge) which will make it possible to evaluate the profitability of the purchase of credits. The activity of the financial market experiences sometimes important variations of the interest rate, that is why it is necessary to learn well to seize the best moment and to benefit from a tendency to fall if necessary. It is important to remember that to compare an offer, it is imperative to rely on the APR.

On the other hand, the best credit surrender rate also depends on the credits that are to be bought back. Here again, it is necessary to carry out a study before embarking on such an operation. The rate of the new loan subscribed in the context of the repurchase must necessarily be lower than that of the credits to be grouped together. The repayment period must also be taken into account because it has a direct impact on the rate. The shorter it is, the more interesting the rate will be, and on the other hand the longer it gets, the higher the rate goes up, while the amount of the monthly payment goes down.

Is the rate the best indicator of a successful buyout?

Is the rate the best indicator of a successful buyout?

To this question we answer no, the interest rate is not the best indicator for estimating whether a redemption of credits is successful. Other criteria will determine the value of a good credit redemption opportunity: the cost of insurance, the fees, the amount of the monthly payment, the duration of the credit. The interest rate is certainly the element that indicates the cost of financing, so the borrower is tempted to look for the lowest possible one from the start. It is further encouraged in this way by credit agencies, banks and brokers who bait customers through attractive rate offers.

Insurance, for example, is a very important parameter. If it is very expensive, the offer will not be interesting. The fees are also to check, they can in some cases be negotiated or canceled. The monthly payment is another very important element of a successful credit surrender operation, because when it is reduced it helps to rebalance the household budget. Above all, it will be able to be adapted to the borrower’s situation and repayment capacity, taking into account all the different parameters, both income and family situation. The purpose of a loan consolidation is, first and foremost, to restore flexibility to household finances. This means that even if the repayment term increases and increases the total cost of credit, the borrower can finish his month ends peacefully but also find a savings capacity.

What should be so attentive?

What should be so attentive?

To determine the feasibility of a loan consolidation project, there are some key points that need special attention, in addition to the interest rate on credit redemption. This is the rate of indebtedness that should not exceed generally 33%. This means that the household must have sufficient living space to cover the expenses and other daily expenses. The bank or lending institution will also be attentive to the total amount of credits to be bought back, it will be necessary to check if the borrower has the capacity to repay a new loan in the context of the repurchase transaction.

As already mentioned above, the monthly payment is a fundamental element, because it is she who will define the financial comfort of the household. A contract that provides the possibility to vary the monthly repayment is a benefit, because in case of unforeseen circumstances (divorce, death, disability, loss of employment, etc.) the borrower can change its amount or even postpone the monthly payment.

The terms of early repayment are also important because the borrower may at some point in his life have the opportunity to pay the credit. The benefits provided for in the contract may be negotiated. Finally, the commercial relationship with the lender is a significant asset, especially if a difficulty was to occur during repayment of credit and of course to obtain better conditions.

borrow money quickly and easily – use our free premium list of reputable direct banks and private lenders

borrow money quickly and easily – use our free premium list of reputable direct banks and private lenders

Immediately withdraw money

Immediately withdraw money

Who does not want to get money on the spot immediately? If you’re in a hurry, take our quick 2-minute credit search.

We are looking for you private financiers which you can also offer an instant loan. Please note: Read through all 7 points and steps exactly. This article is a guide that helps you to borrow money online immediately.

Do not skip a point and invest 5 minutes with the goal to you at the end simply to be able to borrow money immediately.

First of all, you have to be aware of what an immediate cash payment actually means. If you want to take a classic loan or need a refinance, then you will have to wait a long time at a bank or even a private lender to get fast money!

The difference to a loan or loan is clear. Borrowing money with immediate payment means that you still get cash on the account today.

That’s the big difference and in most cases that too – so say, the most important thing that matters.

For this reason, there is also a detailed article: So you can get a money loan immediate payment!

Borrowing money and getting paid immediately – how does it work in practice?

Borrowing money and getting paid immediately - how does it work in practice?

Nobody wants to search online for hours. And you certainly do not want to spend hours on stupid forms.

Again and again the same questions about your credit rating and the darn credit bureau entries. If only there was an easy way to borrow money, it could be made much simpler. The good news.

There is also a really good way with which you can also borrow cash immediately. And I can already congratulate you now, you are here on the absolutely correct information page.

And as always in life, it depends on the right information so you can borrow money immediately!

transfer

transfer

As I was in a tricky situation recently in Munich I realized that it is really difficult under the current circumstances to be able to lend you money online.

Especially if you really want to borrow money today! But not only that it was or is difficult online. Even the house bank could not help me.

And other banks where I was already a customer have raised an Aparat, which made it impossible for me to lend money and to be immediately transferred to the account cash.

Direct money borrow with bank transfer?

Direct money borrow with bank transfer?

It all pretty frustrated me. Because we all know how important it has become today to get fast money. I mean, it’s clear that in most cases you need the money right away. An instant loan with immediate payment.

Granted, is of course the classic cases where you want to borrow money which one needs for a property. So a classic real estate financing.

These loans are also completely legitimate. But with these examples, not even the hat is burning. Because you build up here anyway on a long-term financing.

No, I’m talking about the emergencies. Of those situations that are really not funny anymore. From those frustrating moments in life where the water is up to your neck.

The pressure to get money just goes up and you are really desperate. Banks and online guides can no longer help you, the credit rating is really bad and the credit bureau entry no longer allows you to get a loan anywhere.

That’s why I recommend you to improve your credit bureau Score. And if possible, delete your credit bureau entry! Well, what then? Where do you take money from and do not steal? You need good information, tips and tricks that show you we can lend you money immediately!

Transfer money directly to the account?

That’s why it’s important to find a solution to this problem. A guide to having an aid that allows you to borrow money with an instant payout. That makes the difference. Many requests I received are completely legitimate. I have also experienced many cases that really rattled innocently into a dire situation. And I have seen many of these cases as absolutely positive examples.

Online credit immediately on the account – tragic examples from the practice

For example, I had a single mother with 2 children. Completely devastated because your friend had died – car accident.

Since the two were not married and the boyfriend had been the source of the skin spring for years, there was no financial support for the mother either. A life insurance was not available. Until this tragic end, this family’s life was still in butter.

But then. It was a huge shock to the family – and after several weeks of rattling and some repayments, the bank immediately went to work.

Dear Mrs. S., blablabla. The girlfriend had just once been able to finance the funeral expenses and already stood the bank with the open claims dar. Our capitalist system knows no mercy – not even if someone had a car accident.

And even in this tragic life statement, it would have been important to get an online loan right away!

Immediate disbursement and associated risks

The killing thing about the situation was that the house was financed by the house. And the friend also needed no life insurance. The repayments were missing.

The mother was desperate and knew that her income alone would not be enough to finance the house on. So what to do? She knew she had to step down, sell the house and move into a small flat.

And that was what she had tried to do as soon as possible. However, to move to a new apartment, she needed cash. Which you did not have anymore, because the running costs were so high that at the end of the month you did not have any money left.

At least she needed the money for the rent deposit, the moving and the transport of the furniture. She also had to make it clear that her house was sold. Possible brokerage fees are to be borne, your costs for the car, the insurance, the food for the children etc.

She also tried everything possible to get the maximum family support. Whatever you asked her for, she did it. But even that did not help you to borrow further money immediately!

She also had a full time job – 40 hours a week. Her children aged 7 and 9 were at school and, if possible, in the afternoon care. But still, it took you at least 10,000 euros to pay all the fees and costs to sell the house, move your house and move into the smaller apartment.

The house bank could not borrow her money. She tried to borrow money online. But in vain. What matters was clear. She needed fast money. And someone who could borrow your money immediately. Everything else would not help you and make the move to the smaller apartment impossible.

After Mrs. S. tried a lot, she became aware of an article that could enable her to borrow money online immediately. However, after several attempts on other platforms and online banks, she finally got the help she needed.

Someone who was ready to borrow your cash immediately. Without checking credit bureau entry, without lengthy process and filling in worthless forms for hours. As you also managed to borrow cash immediately you can read and see below. Why I want to emphasize Mrs S. is also clear.

After only one year, she had repaid the proud total of 10,000 euros. You have to say that. Hats off from this achievement. And that is why I would like to say that there are many positive and good examples.

People who have suddenly rattled into a difficult financial situation and yet managed to borrow money online, to overcome a financial crisis in the short term and then also as a good example also showed the borrowed money to pay back quickly.

I have managed to make the impossible possible. Banks curse me for giving me money like you can lend money online. Immediately and without waiting time, without credit bureau entry examination and without boring forms that you have to fill in for hours to be able to lend you money immediately!

Why do the banks hate me for that? Well it is clear. It is a business of the banks and after quite some time now also private donors have advanced to the market. Why ? Also very clear. Borrow money online, instantly and also have the cash in 24 hours to have your account, so that even makes the banks crazy.

I know, I know. Many bankers complain that this is all nonsense and that of course you should only trust the banks if you want to borrow money. But honestly. Why should one trust a bank in any way whatsoever?

Banks are those institutions that drive capitalist insanity, greed for more and more money. No matter if it is in Germany or Austria. The banks do not stop at any countries. Worldwide.

If you live in Austria, and you want to distance yourself from the banks and prefer private investors, then read more in the following article: Today still lend money Austria They are the real evil that drive the countries into bankruptcy and the majority of Bringing people into almost impossible financial situations.

And also those companies that borrow money as an instrument of power misuse. Because the one who prints money, can also easily borrow money. Yes, your broken products, your craving for more is seemingly endless. Even if it all goes to the dogs.

I worked for banks in this world myself. And no matter what name this bank carries. Everyone is pursuing the same goal. To carry on the financial depletion of the mass further and to generate maximum profit.

Taste it what it wants. Stealing money from the crowd is easy. If a bank once has 1 million customers, it will only charge you 1 Euro processing fee or account management costs per customer and this company has already made 1 million Euro. In one day. 

It’s that simple. And if you need a little more capital to make larger investments quickly, any additional fees will be charged. The same applies to the insurances. The insurance companies have it very thick behind the ears. Do you need more capital quickly to start a few new companies abroad.

What to do? And so do the banks and insurance companies. They call it making investments, but basically you take the money of all savers and investors.

The money that was previously ordered by the banks, so to speak. Ohh .. take the money of your dear customers. This is called premium adjustment. So what is nothing else than that increases your insurance premium. Imagine that here.

A large insurance company with 1 million customers. And a premium adjustment which brings the insurance company with a prescription per customer only 100 euros more per year. That makes a whopping 100 million euros. Boom. Thats how it works.

So the big flagships make really big money. Of course through you. And if you need a little money as a poor swallower and you want to borrow money immediately? Well, what is it? And if the bank goes bankrupt. What are the banks doing then?

Then these bums go to the politicians and say. Hey, shit … but we’re bankrupt. Unfortunately we have speculated. But the money does not just disappear like that.

Someone took it and enriched themselves with millions. So it is even if one is promised to earn money with shares!

But then these companies (most of them are banned) have the nerve to go to the politicians and say we have no money. We are at the end.

The game of the banks

The game of the banks

Maybe then the banks that have gone bankrupt should then also hire your other bank friends and ask for a loan.

But no, you know that another bank will not lend you money. Have you ever thought about why that is? Why a bank does not get credit from another bank?

Because the banks are cutthroat. And also know that you get nothing from a rival bank. And what do these banks do then?

They go with a call for help in politics and scream around: We are completely uninvolved suddenly and expects bankruptcy. Please, please help us and steal the money from our citizens to make up for our greedy and lousy investments and losses.

And what are the dolls doing in politics? These idiots follow the call of the banks and say. Sure, we have to help here. Taxpayers are supposed to pay.

Is that really sick? Imagine being a private person in personal bankruptcy. Who helps you? Does the state give you back the money?

That’s crazy what’s going on here. Every government should pass a law to never lend money to banks. The people should never be liable for banks. How sick is that today?

As you can clearly see, banks are enriching themselves at the expense of the people. So from you. The taxpayer. And our broken politicians have no idea and always respond only to votes.

Of course, this leads to huge financial problems in the long term and makes it difficult to borrow money immediately! It can be seen that the capitalists, that is banks, have our system under control.

I think that many politicians who have not played with the banks have been eliminated for exactly this reason.

Just take the example of Jörg Haider. A politician who always caused a stir in Austria, but wanted to make the banks out of the Garr. He knew that the banks are the root of the financial evil.

And after announcing that he was going to attack the banks and really mess things up with the banking laws – Dr. Jör Haider realtiv quickly thereafter in quite a controversial manner.

Imagine – one of many in the politics of it had finally strapped and the Mum had the banks now also officially pull on the table and go here politically in public. A topic that is never otherwise performed publicly!

Well, what did you do with that? He died in a very strange way. But whether the accident was actually just an accident remains controversial to this day.

There is much that speaks in favor of it being no accident. Below you will find very serious documentation about his death. Banks shy away from anything. Just take the example of Economic Hitman.

That’s Darbo. That’s why we should all renounce the banks and their sick products.

I can only always advise against making more and more dependent on our broken financial system. Having no debt would be the first step in the right direction.

And then close the payments and transactions and bank accounts. Together make the banks the Garr. And also to withdraw liquid funds from the insurance companies.

Above all, insurance companies benefit from an enormous cash flow, because a premium is pre-stretched in advance for a not yet occurred risk.

A huge financial machine that should be stopped. There are many other ill examples of our system.

For example, you can take a closer look at the absurd example of housing finance. You need to understand the system banks are using and how to sell and name your products.

I call it the collective system. This means that banks only win, because you always work collectively. So they use the majority of people. A group of customers who are not customers at all. How this funky banking collective system works in practice, I just want to explain to you here by an example.

Maxi works his butt off as a carpenter. Maxi is a customer of a bank. This bank charges fees for its account management. So, the bank says .. You can have the money with me in the account and I ask for money. Maxi thinks, well .. why not.

Everyone does it. Maxis account management costs are 10 euros per month. Incidentally, the entire salary of Maxi comes to the bank’s account, which takes the money from Maxi and continues to invest. Maxi has about 1500 Euro net income.

Nevertheless, he is diligent and saves. The bank also makes him an offer and says if you open a savings account, we also give you 1% interest. How generous the banks are. Maxi thinks. Great. Better than nothing. So why not?

So Maxi pays his 10 euros fees, incidentally, he makes a savings book and pays every month 100 euros. And he is also economical with his expenses.

And so it happens that he also has more money available on his salary account month after month. Now comes the system of the collective, which all banks make use of. Maxi is not the only customer.

But in addition to Maxi there are still 100,000 other customers who make the same principle. Thus Bank XY gets 1 million Euro in sales per month only with the account fees. Yes, my dear friend, let this business slowly melt on your tongue.

With a ridiculous 10 euros, the bank makes 1 million euros per month. In addition, the bank but then also has spare reserves, which Maxi so constantly pays.

With him, that’s 100 euros per month. And the bank has another 100,000 customers doing it. Thus, the bank takes another 10 million euros per month.

Well, the money does not belong to the bank, but to the customer. But what is the bank doing now? The bank now buys a property, with the fact that it has millions of turnovers. The real estate is being built and then sold. And guess who these properties are sold?

Cash

Cash

Right .. to Maxi and all the other dear nice customers. But wait, if the bank can now buy and build these properties, then that was only because Maxi paid 10 euros to the bank. And also because he is a diligent saver, right?

Right … and what does the bank do? The bank now advertises to sell these houses. Maxi is interested in a home and thinks, great.

I want to have that. Borrow cash immediately – this is how it works! Maxi has no money. The bank says no problem Maxi. I give you credit. And so the bank is doing even bigger business.

Because now the bank sells a loan and the property with the money Maxi has given her before. And to the actual owner .. lol; Maxi has allowed the bank to build or buy this property.

And now Maxi sits in his own property, continues to pay the money to the bank, he still wants to save and now also the credit.

That means the bank has Maxi in full control. Because now bank sinks Maxi’s money. It’s a real irony. But that is the system of the banking collective. And if Maxi can not pay his credit anymore. Well, then the bank takes everything away from little Maxi. Although the bank has earned some money before.

So it’s not just Maxi, but also millions of other bank customers. As well as insurance kuden. Insurance is a bit more drastic. Because insurance companies take risk premiums, which are completely lost to the customer.

Mathematical calculations show certain cases of damage and frequencies in statistics. Extrapolations can be made, and so it happens that the insurance business has become one of the most profitable businesses of all time.

Clear that more and more insurance companies are trying to penetrate markets. You see, then, how Maxi is fooled. In addition, then comes one more. Maxi has lost his job after 5 hard years. He can no longer afford his repayments.

What now? The bank does not matter. Pay or lose. And so it happens that many people who are in a credit trap also lose their belongings. The bank sinks everything, no matter in what circumstances.

After many bankers have also seen that not only real estate is a business, of course, credit is an extremely profitable business, but also much speculation can be .. well, for many bankers, the greed has become even bigger and bigger.

And so many speculations on the stock market have gone right in the ass. We know that there is the Banekaufschtsgesetz as well as the Insurance Supervision Act.

Which determines that banks and insurance companies may invest only a certain part in so-called risk transactions. Nevertheless, this part is relatively high compared to the cover pool within the insurance industry.

And so it happened again and again that banks went bankrupt because they have just speculated And then run the CEO to the politicians and jammer and tell everyone something of an economic crisis.

Which of course is just bullshit. The coal was gambled by the banker’s sinister greed. The investors were fooled and brought for their money.

Whether savers, or just salary account customers, whether stock investors, etc. customers of banks and insurance companies are fooled – and collectively.

This model is only available worldwide for banks and insurance companies. A really crazy legalized organization. Now that you know all that, you should really start thinking about whether you want to open a household account at all. You should look very closely at the cost of your income. Or if you use credit cards or account cards.

Fees, micro fees, real mini amounts where no one really cares or complains. The banks are enriched by the collective in an incredibly large volume and extent.

An extent that has become so great that these companies dominate the world markets and build or regroup and thus own other companies.

Private Lenders – Private lending money instantly and today

Private Lenders - Private lending money instantly and today

Also a bank is a private enterprise one would like to mean, if this bank is not operated expressly by a federation or a country.

But the really absurd thing about this is that the biggest banks and insurance companies were actually financed by the people. Always.

But in later episodes this was almost completely forgotten and swept off the table. Banks and insurance companies also know it as well as possible to stay out of the headlines and the press.

And if now comes a politician, and the banks will attack, then this is simply eliminated. He could make too much noise. Take the example of the Austrian politician Jörg Haider. There is a documentation, which one should take a look at.

Jörg Haider, accident murder or assassination

Now, hopefully, you’ll have some more insight into lending money from banks. Or when it comes to the business of credit.

Read also my post titled: Lend Money From Private Now Well, I now get many requests that it actually looks like it is borrowing money online, but not from a bank, but from a private individual. Is there something like that?

And if so, do other rules apply here? Now you should be clear that there are also private banks, Aer no preference, any bank whether 100% private or not. All banks are subject to the same banking supervision law and all companies have the same goal.

Achieve maximum profit with loans, with the money of the customers, the savers and maximum costs to raise when it comes to fees.

How does it look like?

So, if you are looking for a provider who can lend you money, then first and foremost there is always a bank in the foreground. But what if a bank is simply out of the question?

What do you do then? Then more and more people ask, it is probably clear to be able to borrow money from a private financier. But who is that? And above all, how can you find these people or companies? So an insider tip of my page.

All credit card providers are basically nothing more than private companies which are involved in the lending business. Everyone wants to earn money with it.

Be aware that if you have a credit bureau entry or are struggling to get a loan or a loan, it will be damn hard to get a quick buck on an online platform as well as an online bank!

What you need is something else. Something that is not so extreme in the verification of your data and something that can help you immediately and quickly.

So that you still have the money in your account today. So, if you have similar thoughts, think about it very clearly.

Short-term loans

Short-term loans

Whether these are short-term loans or even a so-called mini loan, or even microcredit. All these names and names do not really mean much.

In principle, there is only one goal behind it. Namely, that you can borrow cash immediately. And nothing else. That’s what the majority wants to know.

Or say, the majority just want to have this realized. Find a way and qualify for it and then also use this opportunity and a provider to be able to borrow money immediately.

Well, I have good news for you.

I have found some providers, which make it possible to make money through credit cards. So-called short-term loans make it possible. And these loans are paid out by credit cards. Simple, direct and relatively fast.

And where do you find these providers and opportunities? Use my search request and receive in just 2 minutes an email with matching providers!

Instant loan without proof of income or salary certificate

Instant loan without proof of income or salary certificate

You need money as fast as possible but are very worried about getting a fair loan because you do not currently have a regular income or proof of income? Do not despair, because not infrequently even instant loans are approved without salary or income proof!

This is not only possible through banks and credit institutions, but also through private investors and private lenders. Even the unemployed and Crediter recipients thus have a chance of an instant loan, even if they can not show any current evidence of payroll.

Without income, apply for instant loans from investors or private lenders

Without income, apply for instant loans from investors or private lenders

With a few selected banks and private lenders, very flexible loan agreements can be designed, which seem fair to both sides. It is not uncommon for private lenders to apply examination procedures that do not exclude the unemployed, Crediter recipients and people who do not currently have a regular income in the form of a lump sum.

So if you are unemployed at the moment, you do not have to think that the search for an instant loan without proof of income would be pointless from the outset. Rather, those who are actively seeking have no bad chances of getting a good credit without salary.

Comparison of instant loans without regular income or income proof

Comparison of instant loans without regular income or income proof

Of course, those who embark on the path of taking out an instant loan without income and salary should not immediately sign the first loan offer that will be shown to you. Ratsamer is to compare different loan offers and read the fine print carefully. In particular, questions such as “What are the interest rates?”, “What are the exact rates?” Or “What are the fees and are there any initial costs?”.

Compare instant loans with online loan comparison portals

Compare instant loans with online loan comparison portals

When comparing different instant loans, one should not fail to make intelligent use of online loan comparisons and scrutinize loan agreements from various providers. Anyone who signs a loan with unfavorable terms, quickly gets out of the rain. An unintentional procedure should be avoided as far as possible.

Conventional handling of an instant loan without income

Conventional handling of an instant loan without income

What happens when processing an instant loan without proof of income is quickly explained: The application is usually made via an online form or a form that is handed to the lender in person. In this case, personal data such as name, fixed costs, financial circumstances and ideal conditions for the loan are specified. When the loan application has been submitted and all the required data has been transmitted in real-time, the lender finally decides whether the instant loan is approved without income or not.

Instant loan without income and without proof of salary from abroad?

Instant loan without income and without proof of salary from abroad?

Many also wonder in this connection whether an instant loan without proof of income can also be applied for at foreign credit institutions or investors. The answer is yes, that works. It makes sense, therefore, to compare foreign credit offers with the help of online credit comparison portals when comparing different loan offers, in order to get even closer to the loan with the best conditions.

In some cases, the terms and conditions of an instant loan without proof of income from abroad are better than in Germany. Of course, even with loans from Switzerland or any other country, the fine print should be read carefully and all conditions and clauses should be scrutinized.

Conclusion: People who currently have no regular income, also have the opportunity to apply for an instant loan without proof of income or without salary. When such a loan is granted simply depends on the particular audit procedures and criteria that a bank, financial institution, credit institution or private lender applies. It is important to know all terms, conditions and contractual clauses before signing a loan agreement. Who wants to sit down cunning fraudsters who send one from Pontius to Pilate?

Apply for a mini loan: mini loans with low interest rates

Apply for a mini loan: mini loans with low interest rates

“Hey, do you ever have a fuffi for me? You’ll get that again next week! “Who does not know this saying? In other words, who has never found himself in a situation where he needed 200, 500 or a little more euros at short notice to make a small purchase quickly?

With such small amounts, one usually asks family members or good friends if they can lend them some money. But every now and then family members or friends are just not there at the moment when they have to be “pumped”. It is all the happier to appreciate that today there are very good opportunities to apply for online mini-loans.

Requirements for a mini loan

Requirements for a mini loan

The preconditions for a mini-loan are usually not particularly hindering. Often it is sufficient to be of legal age, to have a German checking account and to have the possibility to pay back the money in a short time, preferably with the next payroll. Even a negative credit bureau entry does not have to mean for a mini loan that the loan seeker has no chance of obtaining a permit. Not infrequently, mini loans are even approved and disbursed even if there is a negative credit bureau entry.

Overview of the most common requirements for a mini loan

Overview of the most common requirements for a mini loan

  • Age of majority Detectable
  • Residence in Germany
  • German Giro account
  • Regulated income or the ability to repay the loan after a short period of time

Interest, term and total loan amount for mini loans

Interest, term and total loan amount for mini loans

The terms of a mini-loan are often as fast as easy to grasp: Due to the small loan amount, the effective interest rate, the repayment term and finally the total loan amount is quite low. The loan period is between 15 and 60 days, depending on the provider. Longer runtimes may be possible. However, this is usually associated with additional costs.

“Hidden” additional costs for non-timely repayment

"Hidden" additional costs for non-timely repayment

Borrowers should know what exactly happens if the mini loan can not be repaid on time. Some providers are beating just when this applies. The reading of all conditions in the terms and conditions and in the agreement should therefore be mandatory. In addition, it can make sense before a mini loan is applied for to compare different providers and finally to use the best offer for themselves.

Checking the creditworthiness

Checking the creditworthiness

Unlike loans with large or larger loan amounts, credit checks on mini-loans generally do not follow too strict rules. Thus, the approval of a mini loan is often possible even if the loan seeker has a negative credit bureau score. The unemployed, freelancers, retirees, Hartz 4 recipients and self-employed with relatively low and volatile income generally have the chance to get a mini loan.

It is important in the context to make requests and to be active. Those who do not try to get a mini loan will certainly not receive one. A mini loan is a sums in the small area. Mini loans are not comparable to car loans or even real estate loans.

Mini loan with instant confirmation and immediate payment

Mini loan with instant confirmation and immediate payment

Of course, there are also mini loans that can come up with immediate promise and immediate payment. Often the “confirmation” or “immediate transfer” is used as a marketing measure by banks and mini-lenders to attract and retain new customers. The additional costs are often within the framework – quite to the delight of those who need a loan as quickly as possible with a small loan amount.

Immediate transfer in a few minutes?

Some providers even advertise with a transfer within a few minutes. Whether the money actually appears after a few minutes on the Giro account, once put there. In any case, it is a fact that some providers are very fast in terms of pledge, transfer and disbursement of the loan amount in the “micro range”.

Mini loans as a way to plug a small financial hole

Mini loans as a way to plug a small financial hole

All in all, applying for a mini loan is a great way to plug a small financial hole in the short term. The conditions and interest rates – at least for reputable providers – are within the framework and are transparent. Many vendors want their customers to sign up to a mini-credit agreement more often, and are attracted by beautiful side effects such as instant promises, instant bank transfers, and instant payouts. So if you need a loan amount from 50 euros to several 100 euros as quickly as possible, you should make smart about mini-loans.

How to apply for a loan for a used car

How to apply for a loan for a used car

Car buyers who are not experienced in financing a used car can be lost when it comes to a loan to buy it. There are many details to keep in mind in any used car buying situation. When the buyer shares or wants to finance the price of the car, the deal becomes even more complicated. Buyers can choose from loans from merchants or third parties to get sufficient funding for their budgets. These few useful steps will help potential car buyers get a good loan for used cars. Read more

Why is the loan-to-value ratio important?

Why is the loan-to-value ratio important?

For mortgage lenders and borrowers, the loan-to-value ratio is an important factor in determining the repayment terms of a mortgage loan. The LTV ratio is calculated by dividing the total balance of the mortgage taken out by the borrower by the total purchase price or appraisal value of the property being purchased. For example, a transaction with a house with a purchase price of $ 200,000, a down payment of $ 10,000 and a total mortgage debt of $ 190,000 results in an LTV ratio of 95%.

Lenders see a lower LTV ratio as a better long-term risk, which corresponds to a higher participation in equity in the household. An LTV ratio that is higher than 80% is considered a higher risk transaction and borrowers often pay more during the term of the mortgage loan when the ratio is within this range. This calculation is used for new purchases and to refinance mortgage transactions. Read more

The definitive method to end your loans via payday loan consolidation

The definitive method to end your loans via payday loan consolidation

Indebtedness leads to more indebtedness. You start with a credit card, then another, later a personal loan and in the end you end up with a mortgage. Without realizing it, you have entered into a spiral of debt from which to leave will not be easy for you. Is this situation known to you? But … How can you get out of payday loans? You may consolidate all your payday loans at https://paydayloanconsolidation.net/.

Today we will explain the final method to end your debts, a method that will make your debts fall one after another as if they were domino pieces. As you will see below, the method is quite simple: first, you eliminate one debt, the smallest of all, then another, then another and so on until you end up with them all. Read more